Financial Lessons I Learned From My Divorce

Lessons I Learned From My Divorce

When choosing a divorce lawyer in Barrie or Newmarket, experience in Family Law matters. At Galbraith Family Law, we believe personal insight can be just as valuable. Our founder, Brian Galbraith, went through a divorce in 2003, and it gave him more than just a legal perspective. It taught him practical, real-life lessons about navigating separation, parenting, and finances with clarity and compassion.

Below are some of the financial and life lessons he learned along the way.

Practical Lessons from Personal Experience

1

Use a separate bank account for support payments

Set up an automatic transfer from your main account. It keeps things organized and ensures cheques can be cashed without delay.

2

Don’t sweat the small stuff

Household items and furniture can be replaced. Your energy is better spent on bigger priorities.

3

Buy second-hand

It’s more affordable, often just as good as new, and helps cut costs during a time of financial adjustment.

4

Let the kids move freely between homes

Don’t hoard their things. It’s easier on everyone, especially them, if they can bring what they need wherever they go.

5

Start saving for their education early

A Registered Education Savings Plan (RESP) can make university or college far more manageable when the time comes.

6

Downsize your car

Big car payments, gas, and insurance eat away at your budget. Consider a more affordable option and park your ego.

7

Be honest and organized with your financial disclosure

When your lawyer asks for documents, provide them. It saves time, stress, and legal fees.

8

Negotiate when you can

The more you and your former partner can resolve on your own, the less you’ll pay in legal costs.

9

Let go of financial control

Your ex is responsible for their own spending. Focus on your own financial health.

10

Expect lifestyle changes

Most people experience a financial dip after separation. It’s temporary, you will recover.

11

Choose the Collaborative Process

Compared to Family Court, it’s less expensive, more efficient, and gives you greater control over the outcome.

12

Dating has its own costs

Be mindful, it can lead to serious commitments and more financial responsibilities down the road.

Barrie

124 Dunlop Street West
Barrie, ON L4N 1B1
(705) 727-4242

Newmarket

1195 Stellar Drive, Unit 4
Newmarket, ON L3Y 7B8
(289) 319-0634

Oakville

209 Speers Road, Unit 13
Oakville, ON L6K 0H5
(905) 291-6634

St. Catharines

110 James Street, Unit 105
St. Catharines, ON L2R 7E8
(905) 291-5231

© 1993–2026 Galbraith Family Law Professional Corporation · All Rights Reserved

© 1993–2026 Galbraith Family Law Professional Corporation

All Rights Reserved

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